Taller Para Compradores de Casa/Spanish Homebuyer Orientation and Workshop
El Taller Para Compradores de Casa es un curso ofreciendo educación sobre una variedad de temas que incluyen como asegurar una hipoteca, la búsqueda de una casa, conceptos básicos de seguro de la propiedad, el proceso de inspección y qué esperar durante el cierre. Esta clase ayudará a contestar las preguntas: ¿Cuáles son las ventajas y las desventajas de un dueño de casa? ¿Estaré yo listo para ser dueño de una casa? ¿Cuáles son mis requisitos para poder comprar una casa.
Homebuyer Orientation
You made it! The Homebuyer Orientation is your first step to realizing your dream of owning a new home.
The orientation class provides information on preparing for homeownership, qualifying for a mortgage, shopping for a home, and a brief overview of down payment assistance programs.
We recommend completion of the Orientation class before signing up for the all-day Homebuyer Workshop (see below).
Financial Literacy Workshop
Unsure if you’re ready to make a BIG purchase, like a home?
The Personal Financial Literacy Workshop is here to help you get on the road to successfully managing your day-to-day finances and realize your life goals, which may or may not include homeownership. This class will provide the tools and resources to help you improve your credit, develop and manage a budget and help you build savings for a down payment, college or retirement. The class also offers tips and strategies for financial management when times get tough, such as a job loss, major illness or unexpected repairs.
Online FRAMEWORK Class
Housing Channel also offers online pre-purchase education through our partnership with Framework. You can take Framework’s self-paced homebuyer course at your convenience for a small fee on your smartphone, tablet or desktop/laptop. Framework meets HUD guidelines and is accepted by most local and national mortgage products. A follow-up meeting with a HC housing advisor to complete certification for participation in local down payment assistance programs is advised.
*After taking this class, a one-on-one follow-up appointment may be required to complete homebuyer education. Pre-purchase counseling can be conducted virtually. Please contact us at 817.924.5091 or counseling@housingchannel.org with any questions.
Homebuyer Workshop
We recommend completion of the Homebuyer Orientation, where you'll learn more about down payment assistance programs (see above), before signing up for the Homebuyer Workshop.
HC’s HUD-approved workshop will walk you through the entire homebuying process, including getting the loan that’s right for your household budget, shopping for your dream home and information on inspecting and insuring your new home. A variety of housing professionals participate in the interactive class to give you a chance to ask questions that are important to you.
Completion of this workshop provides clients with a certificate required to participate in HUD-sponsored homebuyer financial assistance programs.
Lender/Realtor Orientation
Learn the ins and outs of local programs to help your clients qualify for down payment and closing cost assistance! This class will help you increase your client base and grow your business by generating more opportunities for your buyers to qualify for a home purchase. Many potential buyers are unaware of these valuable programs and this class will help you develop skills and resources to offer the financial assistance needed to help them achieve the dream of homeownership. This class is required for mortgage lenders to participate in the HUD-sponsored programs.
Counseling
Housing Channel also offers individual counseling on a range of housing topics, including foreclosure prevention (for current homeowners), credit restoration, transitioning from renting to homeownership and pre and post-home purchase.